Considering hiring an advisor? Here are a few reasons why a #feeonly advisor can save you money and some headaches.
If you purchased your house when interest rates were higher than current record lows, you might be wondering: should I refinance? You’d think the answer would be simple: a lower interest rate is better, right?
However, the right choice really depends on your situation.
And with the way fees and mortgage interest work, a refinance can sometimes be a bad deal.
Here are some key questions to consider:
If you’ve had financial issues in the past, you might be wary about going ahead with a new business plan. Starting a new business can be difficult, but it has its own challenges for anyone who is short on funds. In order to be a successful business owner, you’ll need to have a good plan, find financing, and pay your employees regularly. Here are a few tips for starting a business while you’re on a budget.
Smartphone usage increased dramatically during pandemic as more people lost their jobs, were furloughed or adhering to stay-at-home orders.
While smartphones can provide endless entertainment, they can also be bad news for your budget. In fact, the combined global monthly amount that consumers spent on apps and games peaked in May 2020 at $9.4 billion, a 25 percent gain on the monthly average in 2019.1
While that’s all fun and games (no pun intended), it may be time to do a “digital detox.” Here’s why it could be good for you mentally and financially, plus five tips to help yourself unplug.
Creating a plan for personal finances is essential, no matter how much money you make. This goes for celebrities as well, as a poor financial decision can lead to the same challenges as someone with a lesser income. To examine this further, here is a list of some of our favorite celebrities and five takeaways from their financial snafus.
If you’re like many young adults searching for the perfect father’s day gift, you already know that money management is necessary – even if it’s not always intuitive or taught. From large student loans to finding your first apartment, young adults are hit with a number of important yet unfamiliar financial challenges right off the bat. As a result, it’s possible you still depend on your parents for a number of financial obligations – car insurance, phone bills, streaming services, rent, etc.
If you’re looking for a unique gift to give your dad (or a father figure in your life) this Father’s Day, consider finding a few ways in which to reduce your financial dependence. Here’s how you can start.
Money is the second leading cause of stress amongst adults.1 If you find yourself worried about your financial wellbeing, you’re not alone – and there are things you can do to make it better. Financial stress can stop even the most productive people in their tracks, causing sleepless nights, avoidance of debt and denial. While it’s best to talk to your financial professional about what’s on your mind, here are a few tips to start managing your stress on your own.
Divorce is emotional, and financial protection may not always be top of mind. But being cautious and prepared early on can help prevent financial stress later down the line. If you’re amidst a divorce or considering the process, keep these seven tips in mind.
From mainstream media coverage to a parody skit on Saturday Night Live, non-fungible tokens (NFTs) are starting to become a household name. But the concept can be confusing and leave investors wondering whether this is a fad, a hobby or a bona fide investment. While you may be able to address this question with a trusted financial professional, below we’re offering a quick introduction to NFTs and the potential risks and rewards involved with owning them.