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The debt ceiling is a term that has been thrown around in political discussions for a long time, but what does it really mean? In simple terms, the debt ceiling is the limit on the amount of debt that the United States government is allowed to have outstanding. This limit
Building wealth is a goal that many of us strive for, but it can be a daunting task. The good news is that there are many ways to build wealth, and some of them are easier than you might think. Here are some of the best ways to build wealth and why they are important.
The pandemic has made it difficult for many people to manage cash flow and keep an eye on their budget. This often leads to an increase in credit usage, which can have a long-term impact on your ability to buy a home, purchase a car, and so on. Here are
Raising financially literate kids take work. Money skills are critical to your child’s future. While money can’t buy happiness, it does confer material stability – everyone needs a house, healthcare, and a retirement plan, for example. Also, knowing you have enough for a rainy day can bring you peace of
What are your financial goals for 2022? Are you like most of us and come up with some New Years resolutions that you never follow through on? Or perhaps you’ve given up on those completely and now don’t set any goals. The idea of setting goals isn’t new and you
Financial resilience is the ability to hold up when life throws you an inevitable financial curve. If this seems broad, it should. There are ramifications to financial events beyond mere dollars and cents.Divorce, disability, job loss — they may seem unconnected financially, yet they share some common characteristics. All can
Since 1994, the fourth Sunday in July has been celebrated as National Parents Day. This holiday was established with the purpose of “recognizing, uplifting, and supporting the role of parents in bringing up their children.”1 As a parent, you have one of the most important jobs in the world – raising
The Fourth of July is an exciting holiday that marks the independence of our nation with the signing of the Declaration of Independence. As you celebrate with hot dogs, fireworks and pool parties this year, consider this: 2021 could be your year to start finding financial freedom of your own.
Creating a plan for personal finances is essential, no matter how much money you make. This goes for celebrities as well, as a poor financial decision can lead to the same challenges as someone with a lesser income. To examine this further, here is a list of some of our
If you’re like many young adults searching for the perfect father’s day gift, you already know that money management is necessary – even if it’s not always intuitive or taught. From large student loans to finding your first apartment, young adults are hit with a number of important yet unfamiliar
